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AGREEMENT OF TERMS OF USE BETWEEN USERS AND PREPARED TO ANSWER

The Prepared to Answer web site is composed of various web pages owned and operated by Prepared to Answer. Said web site is offered to you on condition of your acceptance without modification of the terms, conditions, and notices contained herein. Your use of Prepared to Answer’s web site constitutes your agreement to all such terms, conditions, and notices.

MODIFICATION OF TERMS OF USE

Prepared to Answer reserves the right to change the terms of use, conditions, and notices under which this web site is offered, including but not limited to requirements of use, accessibility of content or charges associated with the use of the Prepared to Answer web site.

INTELLECTUAL PROPERTY

Prepared to Answer owns all rights, including all copyright, for the entire content of its website, including all downloadable resources. Unless otherwise indicated, no right, title, or interest is granted in the content, information products, services, or other materials available through Prepared to Answer. The names of other companies, products or services referred to on the Website may be trade-marks or trade-names of their respective owners. Any unauthorized use of the trade-marks or trade-names of Prepared to Answer or of third parties is strictly prohibited.

You may not copy, duplicate, redistribute, repackage, reprint, or sell this material in any manner whatsoever.

LINKS TO THIRD PARTY WEB SITES

The Prepared to Answer web site may contain links to third party web sites (“Linked Sites”). Linked Sites are not under the control of Prepared to Answer and Prepared to Answer therefore is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Prepared to Answer is not responsible for webcasting or any other form of transmission received from any Linked Site. Prepared to Answer provides Linked Sites to users only as a convenience, and the inclusion of any link does not imply endorsement by Prepared to Answer of the site or any association between Linked Sites and their affiliates or operators.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of the Prepared to Answer web site, you commit yourself to not use the Prepared to Answer web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use Prepared to Answer’s web site in any way that could damage, alter or impair the Prepared to Answer web site or interfere with any other party’s use and enjoyment of the Prepared to Answer web site. You may not obtain or attempt to obtain any web site content or information through any means not intentionally made available or provided for through the Prepared to Answer web site.

USE OF COMMUNICATION SERVICES

The Prepared to Answer website may contain communication services including but not limited to chat areas, discussion forums, news groups, bulletin board services, communities, calendars, and/or other communication services enabling you to communicate with the public at large or specified communication groups. Your use of said communication services constitutes your agreement that you will post, send and receive messages and material that are properly related to the particular communication services used. By way of example, but not as limitation, you agree that when using communication services on the Prepared to Answer web site, you will not:

Violate the legal rights (such as rights to privacy or rights of speech) through defamation, abuse, harassment, threats or attempts at stalking of others users.
Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information.
Upload files containing software or any other materials protected by copyright or property laws unless you own or control the rights thereto or have received legal consent from the owning party(s).
Upload files that contain viruses or other malicious computer code that may damage the operation of another’s computer.
Advertise or offer to sell or buy goods or services for any business purposes, unless such communication services specifically allow for such exchange.
Promote the circulation of or participation in surveys, contests, pyramid marketing schemes or chain letters.
Download files or content posted by another user of a communication service that you know, or should reasonably know are legally protected from distribution.
Violate any applicable laws or regulations concerning private or public communication.

Prepared to Answer is under no obligation to monitor the use of communication services by users of its web site. Prepared to Answer does, however, reserve the right to review any and all materials posted to a communication service, and has sole discretion to remove any material that it deems to stand in contradiction to these agreed upon Terms of Use. Materials and information found in any communication services are not under the control of Prepared to Answer, and their appearance on the Prepared to Answer website does not constitute our endorsement in any way.

By posting, uploading or submitting materials or files (collectively “submissions”) to Prepared to Answer’s website communication services, Prepared to Answer does not claim ownership of said submissions. However, by making such submissions you are granting Prepared to Answer permission to use your submissions in connection with the operation of its business including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your submission, and to publish your name in connection with it.

By posting, uploading or submitting materials or files (collectively “submissions”) to Prepared to Answer’s website communication services, you are committing and representing that you are the owner or otherwise control through legal rights or permissions the content of said submissions.

Prepared to Answer will pay no compensation for the use of your submission, and is under no obligation to post or use any submission you provide. Prepared to answer reserves the right to remove any submission made to its web site at any time at Prepared to Answer’s sole discretion.

Prepared to Answer reserves the right to terminate your access to any or all communication services at any time without notice or for any reason whatsoever.

LIABILITY DISCLAIMER

Any information, products or services available through Prepared to Answer’s web site may include typographical errors or informational inaccuracies. Any advice received through the Prepared to Answer web site should not be considered reliable for making any personal, professional, medical, financial or legal decisions. Decision making requiring professional expertise should be done in consultation with the appropriately qualifed professional. Prepared to Answer makes no claims to any such qualifications.

Prepared to Answer makes no representation concerning the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services and related graphics contained on the Prepared to Answer web site. To the extent that it is permissible by law, all such information, software, products, services and related graphics are provided “as is” without warranty or condition of any kind, and Prepared to Answer hereby disclaims all warranties or conditions to this regard.

As far as permitted by applicable law, in no way shall Prepared to Answer be held liable for any direct, indirect, incidental, consequential, special or punitive damages or any damages whatsoever arising out of or in any way connected with the use or performance of the Prepared to Answer web site. If you are unhappy with any portion of the Prepared to Answer website, or at any time disagree with the terms of use set out herein, your sole and exclusive remedy is to discontinue using the Prepared to Answer web site.